Citi Housing Mirpur

Nestled amidst the breathtaking landscapes of Azad Kashmir, Citi Housing Mirpur is rapidly emerging as a beacon of modern, luxurious living.

This meticulously planned residential community is not just another housing project; it’s a vision brought to life by the renowned Citi Housing Group, promising an unparalleled blend of scenic beauty and top-tier amenities.

Designed for those who appreciate the finer things in life, this housing scheme aims to redefine contemporary urban living standards in the region, offering a unique proposition of “waterfront luxurious living” and upholding the developer’s commitment to “gold-standard living”.

The project’s strategic location in Mirpur, affectionately known as “Little England” due to its significant expatriate community in the United Kingdom, provides a robust foundation for sustained demand and makes it an attractive choice for families and investors alike. 

With initial development work already underway and pre-launch bookings experiencing high demand, City Housing Society Mirpur is poised to become a premier residential and investment destination in Azad Kashmir.

This comprehensive guide will delve into every aspect of this exciting development, from its prime location and flexible payment plans to its world-class facilities and compelling investment potential.

Location, Map, and Accessibility of Citi Housing Mirpur

City Housing Mirpur boasts a truly strategic location, positioned “in the heart of Mirpur, Azad Kashmir”^. Mirpur City itself is situated at approximately 33°9′N latitude and 73°44′E longitude, with New Mirpur City specifically at 33.148392 latitude and 73.751770 longitude.

This central placement ensures seamless access to essential services, major business districts, and vibrant entertainment hubs within the city, making daily life convenient for residents. The development benefits from well-developed infrastructure and easy connectivity to major road networks, facilitating smooth transit.

A significant catalyst enhancing City Housing Mirpur’s appeal is the anticipated establishment of an international airport in Mirpur. 

This long-awaited infrastructure project is gaining considerable momentum and is expected to fundamentally reshape regional connectivity and stimulate economic growth. Currently, travelers to Mirpur face a journey of over 120 kilometers from Islamabad International Airport.

The new airport promises “unprecedented convenience and connectivity,” dramatically reducing travel times and improving accessibility for residents and visitors alike.

The initiation of a feasibility study for the international airport, announced by Prime Minister Shehbaz Sharif and supported by British lawmakers, underscores its strategic importance for strengthening ties with global destinations and serving the needs of overseas Pakistanis.

This enhanced connectivity is expected to unlock Mirpur’s full economic potential, fostering investment across various sectors and directly translating into a significant elevation of the investment potential for plots and properties within the Project.

Key Location & Accessibility Features

Mirpur Citi Housing Payment Plan

This project offers a structured and accessible payment plan for its residential plots, designed to cater to diverse financial needs.

While some sources indicate the payment plan is “Coming Soon” , detailed initial pricing and installment structures have been made available, suggesting these are current pre-launch or early-bird offerings. 

The plan typically includes an initial booking amount, followed by flexible monthly or quarterly installments, and a final payment upon possession.

The Biggest change is expected in City Housing Society first time will allot plot numbers at the time of booking.

The following table provides a clear breakdown of the residential plot pricing and installment options:

Residential Plot Payment Plan & Prices (PKR) 2025

Plot Size	Total Price (PKR)	Booking (50%) (PKR)	12 Monthly Installments (PKR)	4 Quarterly Installments (PKR)	15% on Possession (PKR)
5 Marla	6,000,000	3,000,000	600,000	1,500,000	900,000
7 Marla	8,400,000	4,200,000	840,000	2,100,000	1,260,000
10 Marla	12,000,000	6,000,000	1,200,000	3,000,000	1,800,000
1 Kanal	22,000,000	11,000,000	2,400,000	5,300,000	3,300,000

Its a tentative payment plan the final and official plan will be announce 28th May 2025

This flexible structure, with options for monthly or quarterly payments spread over a defined period, aims to make property ownership more accessible. 

Developers often offer incentives such as discounts for lump-sum payments or early bird bookings; for instance, CitiHousing Kharian previously offered a 5% discount for half payment and a 10% discount for full payment. Prospective investors are encouraged to inquire directly about any special promotions.

Regarding commercial plots, specific details on availability and payment plans are currently limited or explicitly stated as “unavailable in the document”. This suggests that the initial focus is on residential offerings, or that commercial development plans are yet to be finalized and publicly released.

For context, other projects like Jhelum and Sialkot have offered commercial plots in sizes such as 4 Marla and 8 Marla. Investors interested in commercial opportunities should seek direct clarification from the developer’s sales team.

It is also important to clarify additional costs. While City Housing projects typically aim for transparency by including development charges in the total advertised price , plots in premium categories (e.g., main boulevards, corner plots, park-facing) usually incur an additional premium, calculated as a percentage of the total price. 

Accounting for these potential costs is crucial for accurate financial planning.

Citi Housing Mirpur Society Map or Master Plan

The official map and comprehensive master plan for the Society are currently in their final stages, with an anticipated release in the near future. The “grand launch of the society is just around the corner,” and the official map is “expected to be released very soon”. 

A significant event, the pre-launching ceremony scheduled for Wednesday, May 28, 2025, is specifically expected to offer the “first comprehensive look into the vision and master plan” for Citi Housing Mirpur.

The design philosophy behind this landmark Project emphasizes a “meticulously planned residential community”. Modern infrastructure is a top priority, ensuring a seamless and comfortable living experience.

This includes well-planned streets and lighting, efficient utility networks, and a reliable water supply system. Drawing from the successful execution in other City Housing projects, it can be inferred that the master plans are typically crafted by highly qualified engineers, architects, and urban planning professionals.

Features such as underground wiring and dedicated grid stations, observed in projects like Jhelum , are indicative of the high standard of infrastructure expected in Mirpur, contributing to both aesthetic appeal and uninterrupted services.

This project offers a diverse range of residential plot sizes to cater to varying needs and preferences.

The specific residential plot sizes available include 5 Marla, 7 Marla, 10 Marla, and 1 Kanal. The project also provides an “exclusive inventory of plots by number,” allowing prospective buyers the flexibility to choose a specific location for their dream home within the meticulously planned development.

As mentioned earlier, specific details regarding commercial plots are currently limited. While other Citi Housing projects like Jhelum and City housing Kharian have offered commercial plots in 4 Marla and 8 Marla sizes.

This suggests that commercial offerings may vary by project, and direct inquiry is recommended for the most current information for City Housing Mirpur.

Citi Housing Mirpur Developers

Citi Housing (PVT) Ltd. stands as a formidable and trusted name in Pakistan’s real estate sector, with over a decade of experience dedicated to transforming urban landscapes and fostering thriving communities. 

The group’s overarching vision centers on providing “gold-standard living,” luxury, world-class amenities, and superior service through customer-centric approaches and innovation. 

The ownership of Citi Housing Group by Mr. Amir Malik, who is the son-in-law of Mr. Malik Riaz Hussain (Chairman of Bahria Town), is a significant factor in its market standing, lending substantial credibility and suggesting a transfer of expertise in large-scale urban development.

The group boasts an extensive and successful track record, having delivered numerous master-planned housing developments across various Pakistani cities:

• Gujranwala (2011): Including Phases 1, 2, and Wafi Citi, offering elegant living spaces.
• Sialkot (2013): A gated community known for upscale living and top-tier amenities.
• Citi Housing Jhelum: A project designed to redefine luxury living amidst lush green landscapes.
• Citi Housing Faisalabad Phase 1, Phase 2: With Sargodha Road Phase I and Samundri Road Phase II, setting new standards for sophisticated living.
• Citi Housing Multan | Phase 1 and 2: Phase I and Phase II residential enclaves known for premier amenities.
• Citi Housing Kharian | Sarai Alamgir (2022): Continuing the legacy of excellence and setting new standards for luxurious living.

This consistent history of successful project delivery across diverse locations reinforces the reliability and capability of Citi Housing Group.

Their reputation for “timely delivery” and completing development work at a “quite fast rate” while maintaining the “highest quality” provides a strong basis for trust in the Mirpur project’s eventual completion and adherence to promised standards.

Features & Facilities of Citi Housing Mirpur

The Project in Mirpur is meticulously designed to offer a premium and holistic living experience, integrating a comprehensive suite of state-of-the-art facilities and amenities that align perfectly with the developer’s “gold-standard living” vision.

Core Infrastructure: Ensuring a Secure and Functional Community

The foundation of the community’s design is its robust and secure infrastructure:

• Gated Security & Surveillance: The project is planned as a gated community, providing 24/7 security with advanced surveillance systems, including CCTV, to ensure the safety and peace of mind for all residents. This level of security is a consistent hallmark across all City Housing developments.
• Well-Planned Streets & Utilities: The community features meticulously planned streets and efficient lighting, complemented by reliable water supply and robust utility services.
• Underground Wiring & Power Supply: While not explicitly detailed for Mirpur, other Citi Housing projects, such as Citi Housing Jhelum, incorporate underground wiring to enhance aesthetic appeal and ensure a reliable power supply through dedicated grid stations and backup generators, minimizing power disruptions. This commitment to high-quality, uninterrupted services is expected in Mirpur.

Lifestyle and Recreational Amenities: Promoting a Holistic Living Experience

The project emphasizes a rich lifestyle through a diverse range of recreational and community facilities:

• Spiritual & Educational: Beautifully designed mosques are planned as spiritual focal points. The inclusion of international standard schools, such as the Citi Grammar School, within the community underscores a commitment to quality education.
• Healthcare: An international-level healthcare center, Citi Medicare, or readily accessible quality medical facilities are planned within the premises, ensuring convenient access to essential health services.
• Shopping & Entertainment: Vibrant commercial areas, including shopping malls known as Citi Mart, are designed to cater to residents’ shopping needs. Dedicated cinemas, such as Opera Cinema, are planned for immersive entertainment.
  • The establishment includes exhilarating theme parks and modern, eco-friendly zoos, providing significant entertainment for families. Mesmerizing dancing fountains are also intended to enchant residents.
• Fitness & Leisure: State-of-the-art fitness centers are planned as havens for well-being. The community will feature diverse culinary options and parlours. Lush, tranquil, and meticulously landscaped green spaces are a core component, offering peaceful escapes and areas for relaxation, along with recreational options like swimming pools and sports courts. Community centers are envisioned as the heart of social life, fostering a vibrant environment.
• Unique Attractions: While specifically mentioned for Citi Housing Jhelum , the inclusion of an iconic replica of the Eiffel Tower highlights the developer’s ambition for unique recreational attractions, potentially inspiring similar grand features in Mirpur.

Comprehensive List of Project Facilities & Amenities

Category	Specific Amenities & Features	Source
Security	24/7 Gated Security, CCTV Surveillance	1
Infrastructure	Well-Planned Streets & Lighting, Reliable Water Supply & Utilities, Underground Wiring (Inferred), Grid Stations & Generators (Inferred)	2
Education	Citi Grammar School, International Standard Schools	1
Healthcare	Citi Medicare, Quality Medical Facilities	1
Commercial	Shopping Mall / Citi Mart	1
Recreation & Leisure	Grand Mosques, Green Parks & Recreational Areas, Theme Parks, Cinemas, Modern Zoo, Dancing Fountains, Fitness Centers, Restaurants, Parlours, Community Centers, Swimming Pools, Sports Courts	1
Unique Attractions	Replica of Eiffel Tower (Potential, based on Jhelum project)	13

Is It Good to Invest Here? A Comprehensive Investment Analysis

Citi Housing Mirpur is presented as a “lucrative opportunity” for investors, characterized by its potential for “steady appreciation and growing demand for premium housing”. The city of Mirpur’s strategic location and inherent natural beauty contribute significantly to its desirability as a place to live.

Mirpur Real Estate Market Outlook: Growing Demand and Strategic Importance

Mirpur holds a unique demographic and cultural significance, often affectionately referred to as “Little England” due to its substantial diaspora in the United Kingdom.

This connection, particularly with over a million UK-based Kashmiri expatriates frequently visiting their ancestral homeland, creates a persistent and robust demand for high-quality, convenient, and upscale living options within Mirpur.

Citi Housing Mirpur is strategically positioned to cater directly to this specific and affluent demographic, providing a modern, convenient, and luxurious home environment that resonates with expatriate preferences.

The broader Pakistani real estate market offers a positive context for Mirpur, AJK. The market is showing signs of improvement in 2025, with an anticipated upward trend in property prices. 

Key drivers include a strengthening economy, a significant reduction in inflation (to 0.7% in March 2025), and an expectation of further softening in interest rates (potentially to around 9%). These macroeconomic improvements make property financing more accessible and create a more favorable investment environment.

Urban growth across Pakistan is fueling housing demand, particularly in areas with robust infrastructure and amenities, and there is increasing interest from overseas Pakistanis in investing back home. 

Political stability and a stable currency and gold market are additional factors contributing to a positive forecast for real estate investments.

Property Value Appreciation: Strong Potential

Citi Housing Mirpur offers “strong potential for property value appreciation”. This potential is primarily attributed to its prime location, the provision of state-of-the-art facilities, and the ongoing development within the project. 

A significant catalyst for this appreciation is the upcoming Mirpur International Airport, which is expected to “significantly elevate the investment potential of plots and properties” within the development due to vastly improved connectivity.

Recent policy actions by the AJK Government further bolster the investment outlook. The lifting of a long-standing ban on the sale, purchase, and transfer of allotted plots in Mirpur Development Authority’s housing sectors is a direct positive intervention. 

This policy change revives approximately 9,000 plots, fulfilling a long-standing demand from citizens and overseas Kashmiri allottees.

The removal of this ban immediately increases market liquidity and reduces transaction friction, which is expected to “promote commercial and economic activities through the real estate business” in the lakeside city, thereby increasing property values and enhancing the income of the Mirpur Development Authority.

For projects like Citi Housing Mirpur, this creates a more dynamic and trustworthy environment for investment, as the ability to liquidate an investment (resell) is significantly improved.

Rental Yield Potential: A Promising Outlook

While specific rental yield data for Citi Housing Mirpur is not explicitly provided, a broader understanding of the Pakistani real estate market can offer context.

The average gross rental yield across Pakistan stood at 6.24% as of Q1, 2025. General rental properties in Mirpur (not specific to Citi Housing Mirpur) exhibit a wide range of rental values.

Commercial properties, for instance, can range from PKR 6.5 Thousand to PKR 60 Lakh. Villas in New Mirpur City average around $79 per night.

Given Citi Housing Mirpur’s focus on “luxury living” and “world-class amenities” , properties within this development are likely to command higher rental values compared to average properties in the city.

The project’s strong appeal to overseas Pakistanis  also suggests a potential market for high-quality rental properties, particularly for those visiting their homeland for extended periods or seeking a temporary upscale residence.

Therefore, while specific figures are absent, the premium nature of the development and its target demographic imply a strong potential for rental income, possibly exceeding the national average for comparable high-end properties once the community is fully developed and occupied.

Risk Assessment: Navigating the Investment Landscape

While Citi Housing Mirpur presents a compelling investment opportunity, it is prudent to acknowledge potential challenges:

• Pending NOC: The No Objection Certificate (NOC) status for Mirpur Project is currently designated as “Expected Soon”. For any real estate investment, verifying the NOC and other legal approvals from relevant authorities is paramount to ensure the security and legitimacy of the investment. While the final approval is pending, the consistent history of Citi Housing Group in successfully obtaining approvals for numerous projects across Pakistan helps mitigate this risk. Entering the project before the NOC is officially granted might offer lower entry prices, representing an early-bird advantage, but this strategy inherently requires a higher tolerance for risk.
• Reliance on Future Infrastructure: A significant portion of the anticipated investment potential is linked to the successful and timely construction of the Mirpur International Airport. Any substantial delays, changes in scope, or unforeseen obstacles in this major infrastructure project could impact the projected property appreciation and overall market dynamics for Mirpur.
• General Market Risks: Despite the positive outlook for Pakistan’s real estate market in 2025, the sector remains susceptible to broader macroeconomic fluctuations, including changes in inflation, interest rates, and currency stability. Political stability, while currently improving, also remains a factor to monitor, as it can influence investor confidence and market performance.